We at ReceiptMatch (“we,” “us,” or “our”) created this privacy and security policy (“Policy”) to explain how we collect, use, protect, and disclose information and data when you use our Services which are made available to you through our Platform. This policy also explains your choices for managing information preferences, including opting out of certain uses of your information.
Note that in order to use our Services you must be 18 years or older.
1. What Information We Collect and/or Receive?
In the course of operating the Platform, ReceiptMatch will collect (and/or receive) the following types of information. You authorize us to collect and/or receive such information.
1.1. Information Provided by You.We will collect (and/or receive) information about you that you provide while you use the Platform. We collect most of this information when you register for our Services or enroll in selected features of the Services. Additional information may be gathered during your subsequent use of the Platform and our communications with you.
Certain personal information must be supplied during the user registration process, in order to meet our legal obligations, verify your identity, provide you with Services, and complete your transaction. Depending on the Services you choose, the following categories of information may be collected:]
Please be aware that User Generated Content is viewable by other Users of the Platform. We are not responsible for any User’s use of this information. A User’s use of the information is not subject to this Policy. You should take care not to include any personally identifiable information in your User Generated Content.
1.2 Information Based on Your Activity on Our Platform. In order to provide Services to you and improve our business, ReceiptMatch collects information about your transactions and activity on our Platform, including the following information:
a. Geolocational Information.In order to provide certain location-based features and functionalities of the Services, we will collect geolocational information (from Website and/or App) while you are using the App (such as the geographic location of the mobile device on which the App is installed). Users of an Apple iOS mobile device must opt in to the collection of such information by selecting the geolocation option within the App and enabling location services within the mobile operating system on a User’s mobile device. Users are not required to opt-in, but ReceiptMatch will not be able to provide certain location features and/or functionalities to Users that have not opted in.
b. Your Activity or Transactions.In an ongoing effort to improve the Services, we will collect certain information about your activity when you visit the Platform or use the Services. For example, this information may include the frequency and scope of your use of the Services, balances of financial accounts that you have linked to your ReceiptMatch account, financial transactions that you made on the accounts linked to your ReceiptMatch account, the Internet protocol (IP) address, or mobile device ID, and the name of the domain that serves you to access the Services, your browser type and the geographic location of the computer system or mobile device that you are using to log-in to the Services. We also collect information from your activity and transactions on our affiliates’ platforms as permitted by applicable law.
c. Note Regarding Cookies and Tracking Technologies.
2. Web Beacons.In addition, we may make use of web beacons on the Services for user security purposes and in order to improve product service and evaluation. A web beacon is an object that is inserted in an e-mail or web page and is usually invisible to the user. The beacon allows checking that a user has viewed the page or e-mail, allowing us to track user services and website traffic more effectively. In addition to the above, we may collect limited information from your mobile device in order to provide the App. Such information may include your mobile device type, mobile device id, and date and time stamps of App use. We may also deploy tracking technologies within the App to help us gather aggregate statistics.
d. Do-Not-Track Signals.ReceiptMatch does not process or respond to “do not track” signals or other similar signals whereby a visitor to a website requests that it disable collection of information about the visitor’s online activities over time and across different websites.
1.3. Information from Third Parties.We may also collect information about you from third parties. We may collect information about you from affiliated or nonaffiliated companies for purposes of business analysis or to present targeted marketing offers to you. We also work with third parties to display our advertising on their websites or mobile apps and manage our advertising on other websites or mobile apps. These third parties may use tracking technologies such as cookies to gather information about your activities on their websites and mobile apps and other websites and mobile apps in order to provide you advertising based upon your browsing activities, usage and interests.
2. How We Use the Information?
Your privacy is our priority. We will use your information for the following purposes:
2.1. to provide you with the Services and enable you to use the Services;
2.2. to improve and customize your experience on the Platform;
2.3. to retrieve your User Accounts statements and information regarding your transactions in order to provide you with the Services;
2.4. to provide you with support, handle complaints and collect fees and to conduct administrative activities necessary to maintain and provide our Services;
2.5. to send you Services-related legal documents, updates, notices and announcements;
2.6. to provide you with information related to the Services;
2.7. to select you for certain marketing offers, newsletters, surveys and/or requests for feedback regarding your experience, and to communicate such offers to you;
2.8. to conduct internal analyses and evaluate the success of our Services and marketing;
2.10. to contact you regarding service and administration related issues;
2.11. to comply with any applicable law and assist law enforcement agencies under any applicable law;
2.12. to prevent fraud, misappropriation, infringements, identity theft and other illegal activities and misuse of the Services;
2.13. to take any action in any case of dispute, or legal proceeding of any kind between you and ReceiptMatch, or between you and any other third parties or users with respect to, or in relation with the Services;
2.14. for any other purposes disclosed at the time the information is collected or to which you consent; and as otherwise specifically described in this Policy.
3. How Do We Share the Information with Others?
We will share your information with nonaffiliates and among affiliates only in the ways that are described in this Policy. We do not sell, rent or lease your information to third parties for any of their marketing purposes. By law, you are permitted to limit some types of sharing, but not others.
We will share your information with third parties as permitted by law, including in the following specific ways:
3.1. Key Third Party Service Providers.We offer certain features or services within the Service that are facilitated by Third Party Providers. We will share your information with such Third Party Providers as required to operate our Services, to facilitate your use of them, and to help us conduct our business and marketing activities. Except as expressly set forth herein, use by the Third Party Providers of your information is subject to the terms of this Policy. These Third Party Providers are authorized to use your information only as necessary to provide their services to us. Following are some of the Third Party Providers that we work with:
a. Data Aggregation Provider.We've engaged Data Aggregation Provider., a trusted, partner to provide us financial account aggregation services. The financial account information (including access credentials, your financial institution’s name, names of your credit and/or debit card names and other financial credentials such as reward and miles (“Account Credentials”) that you provide us during registration are passed on to our Data Aggregation Provider and stored on their servers in accordance with their security and privacy practices. For improved safety, we purposefully do not store any of this information. The Data Aggregation Provider’s use of this financial account information will be governed by this Policy.
3.2 Additional Service Providers.We, like many businesses, sometimes hire other companies (including both nonaffiliated third parties and affiliated companies) to perform certain business-related functions. Examples include mailing information, maintaining databases, hosting services, offering customer service and processing payments. When we employ another company to perform a business-related function, we provide them with the information that they need to perform their specific function, which may include your information. Such business-related service providers are authorized to use your information only for the purpose of performing their specific function on behalf of ReceiptMatch. Information may also be shared among affiliates of ReceiptMatch for this purpose, where an affiliate provides services to or on behalf of ReceiptMatch.
3.3. Affiliates. We may share your information with our affiliates, including companies related by common ownership or control, including information related to your creditworthiness, for purposes of general business analysis or to present targeted marketing offers to you or others. Your rights with respect to this sharing are discussed below.
3.4 Legal Requests and Regulatory Requirements.We may share your information to comply with any applicable law, regulation, legal process or governmental request; or for the purposes of limiting fraud; or in connection with an audit of ReceiptMatch or its affiliates.
3.5. Change of Control.If we, transfer or sell our business relating to the Services, or any part thereof, to an affiliated company or a third party, including, but not limited to, by merger, sale of equity interests, sale of all or substantially all assets or other change of control transaction involving such business, then we will transfer your information as part of the transferred assets to the acquirer of such business and you hereby give your prior consent thereto.
3.7. Sharing Aggregated Non-Personal Information.We may aggregate your information (including data regarding activity in your User Accounts) in an anonymized form (“Aggregated Non-Personal Information”). No personally identifiable information will be included in the Aggregated Non-Personal Information. We may use such Aggregated Non-Personal Information to properly operate the Services, to improve the quality of the Services, to enhance your experience, to create new services and features, including customized services, to change or cancel existing content or service, for further internal, commercial and statistical purposes. To the extent permitted by law, we may also use, sell, license, distribute and disclose such Aggregated Non-Personal Information to third parties and affiliated companies.
4. IMPORTANT PRIVACY CHOICES
As described in Section 3, ReceiptMatch shares your personal information among affiliated and nonaffiliated companies. Federal law gives you the right to limit this sharing in certain circumstances. If you would like to opt-out of this type of sharing, please follow the instructions below. We may begin sharing your information 30 days from the date that we first provided this notice if you have not opted-out.
In order to opt-out of affiliate information sharing, please contact us at email@example.com
5. How You Can Update Your Information
You may update certain information that is stored in your user account, such as your username and password, by accessing your profile settings page in your account through the Platform. If you find that any information in your account is not accurate, complete or updated, then you should make all necessary changes to correct it in the personal settings page in your account. Please keep in mind that false, incorrect, or outdated information may prevent you from registering with the Services and impair our ability to provide you with Services. If you are unable to update your information via your user account, you may submit an access request to us by sending an email to firstname.lastname@example.org. Your email should include adequate details of your request. We will respond to your request within a reasonable timeframe.
6. Data retention
When your account is terminated, we will keep your information as long as required to maintain adequate business records and comply with our legal obligations. The period for which we maintain your information may vary based on the type of relationship you have with us. Upon termination of your account, we will discontinue any connection to your financial accounts, and we will use commercially reasonable efforts to delete your information as soon as reasonably possible. Naturally, once your account is terminated, you will no longer have access to your ReceiptMatch account or the Services. If you have a query about any such information that we may be storing, please email us at email@example.com. Your email should include adequate details of your query.
7. Links to Other Sites
The Platform and the Services may contain links to Third Party Sites. We do not endorse such Third Party Sites and we are not responsible for the privacy practices of such Third Party Sites. Please refer to the privacy policies of such Third Party Sites for more information on how the operators of those sites collect and use your information.
We may display personal testimonials of satisfied customers on our Website in addition to other endorsements. With your consent, we may post your testimonial along with your full or partial name. If you wish to update or delete your testimonial, you can contact us at firstname.lastname@example.org.
9. Information Security
We use commercially reasonable efforts to safeguard your information from any unlawful interceptions or access, or other kinds of abuse and misuse. We implement a variety of security systems, applications and procedures to do this. Among such security methods are ISO27001 certified systems and operations, using certified AWS secure cloud services to store sensitive information, firewalls, encryption, authentication procedures and two-factor authentication. Furthermore, we restrict access to your information to only those employees, contractors and agents with a need to know in order to provide services to you. Please understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the information that you supply will not be intercepted while being transmitted to and from us over the Internet. In particular, e-mail sent to or from the Platform may not be secure, and you should therefore take special care in deciding what information you send to us via e-mail. Please also be aware that certain information provided by you in connection with your use of the App may be stored on your mobile device (even if we do not collect that information). You are solely responsible for maintaining the security of your mobile device from unauthorized access.
10. Children’s Privacy
We do not knowingly collect information from children under the age of 18 through the Platform. If you are under 18, please do not provide us with any information. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Policy by instructing their children never to provide information through the Platform without their permission. If you have reason to believe that a child under the age of 18 has provided information to us, please contact us, and we will delete that information from our databases.
11. Contacting Us
You may send us requests, responses, questions and complaints with respect to our Policy and privacy practices by using the Contact Us section of our Website or App, or by emailing us at email@example.com
1. Removal of Content.It is the policy of ReceiptMatch to respect the legitimate rights of copyright owners, and we will respond to clear notices of alleged copyright infringement. Pursuant to the Digital Millennium Copyright Act, 17 U.S.C. Section 512 (the "DMCA"), ReceiptMatch has designated a Copyright Agent (as specified below) to receive notifications of claimed copyright infringement in connection with: (i) the website receiptmatch.com and other websites that we operate (each a "Site") and (ii) the ReceiptMatch App and other mobile software applications that we license (each an "App", and together with the App, the "Services"). Please be advised that we enforce a policy that provides for the termination in appropriate circumstances of Services users who are repeat infringers.
2. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the Copyright Agent with the following information in accordance with the DMCA:
a. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright;
b. A description of the copyrighted work you claim has been infringed;
c. A description of where the material that you claim is infringing is located on the Services, with enough detail that we may find it. Providing URLs in the body of an email is the best way to help us locate content quickly;
d. Your address, telephone number, and email address;
e. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
f. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
3. Counter-Notification. If you believe that the material you posted was removed from the Services by mistake, and that you have the right to post the material, you may elect to send us a counter-notification. To be effective the counter-notification must be a written communication provided to our Copyright Agent that includes substantially the following (please consult your legal counsel or see the Digital Millennium Copyright Act, 17 U.S.C. (the "Copyright Act") Section 512(g)(3) to confirm these requirements):
a. Your physical or electronic signature;
b. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled. Providing URLs in the body of an email is the best way to help us locate content quickly;
c. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; and
d. Your name, address, and telephone number, and a statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which the address is located, or if your address is outside of the United States, for any judicial district in which ReceiptMatch may be found, and that you will accept service of process from the person who provided notification of infringement or an agent of such person.
e. Please note that under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity is infringing or was removed or disabled by mistake or misidentification may be subject to liability.
f. Copyright Agent.ReceiptMatch's agent for notice of claims of copyright infringement ("Copyright Agent") can be reached as follows:
Name: Attn: Copyright Agent
Last updated: December 18, 2016